Decrease Credit Risk With A Secured Card
If you have non existent credit, and you are wanting to apply for a credit card that will help you exercise some restraint, then consider secured credit cards. Your initial balance to use will be around $75.00 at the most. There will be opportunities for increases, but not for the first six months that you own the card. If you do not wish to have credit increases offered to you, then you can make your wishes known by writing to the company. Secured credit is an excellent way to build a credit history without the risk of going overboard with purchases.
