What is Impaired Risk Life Insurance underwriting?
When someone has health issues like a chronice disease such as diabetes or hepatitis or if they have a life style or avocation that puts them in possible harm. This is what the life insurance underwriter calls impaired risk life insurance underwriting. Basically what this means is that you will not be able to obtain the very best life insurance rates from the company. It does not mean that you are uninsurable or that you will not qualify for the insurance policy. As far as what it means to your pocketbook, well you just have to run the numbers and that can help you make your decsision.
